I work a commission based job and am on pace to make just over 6 figures for the first time this year.

It might be time-consuming, but the direct approach can yield surprising results, especially if homeowners are considering selling but haven’t taken the first step yet.Phone prospectingPhone prospecting is another proactive approach that requires resilience.

I remember I used to drive by my first rental property often just to make sure... - IDK, that it was still there??

Please feel free to skip the details and someone may be able to answer my direct question at the bottom of the post. 

DSCR loans don't require personal income verification or a debt-to-income ratio, making them ideal for properties with strong cash flow, even if the current owner has credit issues.Here's how it could work:You could use a DSCR loan to refinance the hard money loan, securing more favorable terms without having to involve the seller's credit.Since the rental income easily covers the property’s debt service, you’ll be in a good position for lender approval, bypassing the conventional mortgage route.This approach could allow the owner to stay in the house, while you take over financing with a less restrictive structure.

I'm in the process of replacing my siding.Does anybody know if there's better resale value for vinyl clapboard or vinyl dutch lap siding?

That seems weird to me and would raise red flags for auditors and I want to persue this in the best knowledgeable way possible.  

Hard Money loan How did you add value to the deal?

I purchased the property 10 years ago with the idea of it being a long term investment.

If you bought in 2018 and sold in 2022, you probably made out like a bandit.Waco seems to have been pretty tough place to make money the past couple of years, so hopefully you were in that group.