The added fees, and compliance regulations have almost eliminated small independent investors, and financial institutions from doing mortgages, and in return have actually created worse situations for many consumers.

I have a problem to solve. 

It’s not enough people solving problems as Brie has pointed out self employment is down.

All over the financial news I read talk about the upcoming financial recession. 

Did the seller provide the financials?  

I don’t financially have the funds yet for a down payment since I am working on rebuilding my business so my next strategy is to take the equity out of my home to use for a down payment but that will roughly be $40k so not nearly enough for the normal 20% down.

It works best with motivated sellers, it's almost like I'm handing them a bag of cash and their problem is solved and they can move on with their life.  

From a business standpoint, I always recommend separating your STR financials into a dedicated checking account. 

"M" is common vernacular in the financial industry for "Thousands". 

If you do not sell before a financial bump in though road occurs it will be too late and you will likely lose it all.