In the world of investing, Risk and Return are linked - the higher the risk, the higher the required return.So, there is NO WAY around paying a higher rate (assuming the same loan type) on a rental property - unless you want to commit fraud.

Buying land is a lot more complex, Time consuming, and requires more funds than buying an existing home.

I always tell them that I am required to follow a process which includes an application, credit and background check.

Many lenders now require you to submit financial statements to see how your business is performing as part of the underwriting process for a loan.

This is where we have income requirements such as the "two years of tax returns".Portfolio - I'll define these loans as loans that come from the bank's own "portfolio" of money.

Always research local pricing history and trends and speak to brokers knowledgeable in the immediate neighborhood to understand whether you have spotted a good deal.Not Being PatientUnlike shares in the stock market, where you can make a profit within days or even hours, real estate requires quite a bit more patience to start seeing gains.

https://www.rentspree.com/blog...Landlords and property managers are required by FCRA regulations to legally review a tenant’s credit report (with consent) for the sole intention of determining an applicant’s qualification to rent.

Note: I'm only planning to do 1031 down the line and will be materially participating to meet the >100-hour IRS requirements.2. 

Normally it will require large amount of work or renovations. 

Many also have a minimum on the lease period, such as requiring 6 or 12 month leases.