Thank you both for reaching out, I really appreciate it.

I’m in the Chattanooga, TN and Memphis, TN areas if anyone wants to meetup for coffee and mastermind don’t be afraid to reach out!

Usually small to mid-sized lenders in the area of the property are your best bank types to reach out to.  

So why am I reaching out?

You can reach out to PML people by searching for them on BP!

I would reach out to your agent and ask for a referral, or make a post here on BP that you're in need of some help from a broker.I wouldn't try the Primary residence thing.

I would be more than happy to assist you with your investing efforts down this way, so please do not hesitate to reach out if you would like to chat.  

Account Closed Love the motivation and confidence to reach out at such a young age.

I'm finding the hard part is more finding properties that are in a good location and also don't have restrictions on short term renters (either hoa or local regulations).I've reached out to owners with the same basic offer (increase rent, cover repairs up to a certain amount) and most people are hesitant to even discuss it, so i think it's a sheer numbers game and being ready to buy a property when one shows up that matches my criteria

And most importantly, if you have used/known other lender can do this no tax-doc loan with more competitive terms, please feel free to reach out to me, much appreciated!