I always wanted to rent my home and set up new income streams, so we did it, and after one year of pain things got better.  

Great psychology in the workshop though.

Here's my psychology; over the next 20-30 years you can charge a bit more for rent, say $20-25/month.

Really, what it comes down to, is I know there is a pain point in this market and I want to help fix it.  

It happened to me when I was in college and it's painful.

Even if the average home loan down payment is say: 10 vs. 5 or 20%, after 1.5- 2 years of credit repair... aren't we going to still have to stick with the 'psychological thresholds' of say $5k, 7.5k, or 10k. on the vast majority of the LO deals?

@Jerryll NoordenMost agents who are not investors or understand the investment world can be a pain in the *** to deal with.

Credit in the US is a complete pain in the butt.

However if you miss the payment window, it's a painful hit; 15-22% for most credit cards.

They can be a pain to deal with, but also save you money if any major repairs come along.Theoretically, anything behind the walls, like plumbing, should be the association's responsibility.