This is tough to do by the way because you cannot predict the market but you can make educated assumptions based on what you know.If long term, as long as the cash flow is great, there is no reason for you to be concerned about appreciation for now.

Still going to be tough to find a house that pays with only a 3.5% down payment though.

@Lee Burns  I think you were addressing your post above to me, so I'll take a shot at it. . .My reasoning is that a sandwich lease carries additional risk that might prove burdensome for a new investor, particularly a new investor with limited cash reserves. 

Unless you can prove which tenant it was and it was in the lease that these items should not be flushed, you are SOL. 

Is there guidelines that I have to prove that he is actually living there?

Is there guidelines that I have to prove that he is actually living there?

Use a Mr Clean eraser on the tough spots.

Finding 100k - 200k in Boise is pretty dang tough (impossible?)

Can they prove how long it takes to rent a vacant property?

My baby boomer friends talk about how smart they are at making money after they inherited it, but most had regular jobs and over time that paid off, most it did not and are facing tough times.