Duane, I personally do not like to finance an entire deal, for that matter I like to have a very low debt ratio.

Another concern is the massive personal mortgage my father obtained in 2021.

@Robert Trevino Right now in my market the cost to build is just so much greater than the cost of purchasing existing that unless you’re building a personal home no one is building.

This topic can be very specific to each person's situation. 

My approach is similar to building a rental portfolio for properties that I can give to clients that are in safe neighborhoods where I want my family to live.

My personal rule of thumb for profile age is that if the profile was created before 2015-2016 (when the internet started to get a bit crazy with misinformation ahead of a certain presidential election), I'll generally proceed as long as they're interacting like a normal person (not a bot) and their profile looks otherwise legit.

The Operator or the HammerThis is the person that actually runs the physical asset - property and asset management, project management - takes care of the day to day gritty details of operating rental property.

I believe there is information on each of the persons profile that I mentioned.

Out of the three areas you mentioned, personally I would prefer Cincinnati in that list.

It's definitely ramping up, and I do recommend caution and personal research as well, but that is true for any out of town investment.