Natural property appreciation due to location and investor need for location and land.

That's the nature of our overly litigious society today. 

It is hard to tell however, I am just making that guess based on the 'blackened/ soot covered' nature of the insulation (that fell into the unit from the roof). 

I've heard from people that they buy this product, wait until completion and then sell the property for a profit. 

It is natural to have some fears!  

The numbers make sense as I've laid out below, we did really well on the properties themselves, but I need to find a lender that can look at the end product of this refinance instead of a low credit score up front ( I've tried about 10 different banks).

As a newbie I naturally have a lot of questions as I further my real estate education.

You can 1031 the sale of any property that you purchased with the intent of holding for productive investment use. 

Talk to your lender or loan broker first to figure out what you would qualify for and what loan products are available There already seems to be some confusion on your part.

Never, ever, ever put ANY real estate product in your name.