Even Warren Buffet never pays more than 15% down for his investments. 

I recommend Hawaii, limited supply and massive future demand. 

You've benefited from massive appreciation in a short amount of time, and I'm assuming you'd be able to save a lot of money relatively quickly to start building up your portfolio elsewhere, with more of an emphasis on cash flow. 

I know these properties don't cashflow now and I'm not sure of your personal financial situation but having these properties gives you some massive tax benefits with depreciation, deductions etc.Worst case scenario you have what you have now so not much to loose in my opinion. 

Some companies that have a buffet of charges will be able to do it with smaller scale because they are dinging you or the resident constantly for small charges.  

NO private lender does themthe other people posting are simply going to run out and get you in massive credit card debt  :)  which may or may not work for some.. its financial  suicide for others though.

Just like all the podcasts guests say, the different between getting started and giving up is taking massive action. 

Places like Fayetteville and Jacksonville NC sport massive Military Populations, which are super easy to handle as tenants, and can consistently afford market rent.Places like Raleigh and Charlotte are massive metropolitan areas, and some of the best emerging economies, with rapid growth in the nation.

The massive refi boom (2020/2021) where anyone and everyone who could refinanced into historic low interest rates means move-up buyers are staying put and those trying to downsize also would be paying more for less house (say leaving a 4 br SFR with a 3% rate to move to a 2 br condo at a 6% rate).

Just wrapping up my furnishings for a 4-unit (8 bedrooms + 4 living rooms) and was getting ready to pull the trigger on ordering a massive amount of throw pillows for the bedrooms, couches, and side seating when I realized they were probably going to be tossed onto the ground and not used as intended, leading to dirty decorations that my cleaner would have to launder.