. :)Normal 30YF mortgages you see advertised everywhere will, however, be based on your tax returns.There are non-Agency cashflow-based portfolio mortgage products that focus on the cashflow of the subject property and not your personal income docs.

You actually can obtain 30 year fully amortizing loans for commercial, but it has to multifamily (5+ units) and has to fit into Agency financing guidelines. 

Typically, they work for itty-bitty independent agencies, if for anyone.

Manny Rosa of the Rosa Agency invests and knows the market.

I just closed on several properties with Tracy Singler at Title Partners Agency for Escrow...the smoothest deal I've ever done.Wish you the best.

For plain-jane, agency stuff, they should be competitive I guess since generally the rules are the same nationwide. 

Running online business now and a Digital Marketing agency!

We put it in my name because he had a collection agency after him for a hospital bill.

Another is the willingness of the local and state agencies to carry out enforcement, or just how far they are willing to go to enforce these laws, rules and regulations.If you ask the Realtor Associations, anybody having anything to do with real estate (except buying or selling your own home) should be required to have a license. 

agents don't have a fiduciary standard...our standards are of Agency.