Twelve month interest only commercial loan at a local bank.

I can't recommend you one company but if you search in google you will have a popup of some.

Good investments can be made in any market provided one has excellent local market knowledge. 

Very helpful question that I'm curious to follow - my suggestion would be to work with a local tax professional + 1031 qualified intermediary to better assess your personal situation. 

Use the search bar and spend an hour or two reading.ESTOPPELYour offer to purchase should include a requirement that the Seller provide all documentation and agree to sign an estoppel certificate (also called an estoppel form or agreement).

Note one of the syndications I am an LP uses this strategy and a very friendly local ADU law as their sophisticated value add.  

Overall, we are at 73% occupancy for all our homes and having a really smart dynamic pricing strategy is super important.For Disney fans and families who would like to invest here, do your research, talk to locals, (everyone from across the country seems to have an opinion). 

DSCR options would be best as local banks require higher FICOs most of the time but each bank has different UW guidelines.

Additionally, you might want to explore reaching out to your local Investors Group or BNI Group for recommendations.

Just something I found with a google search that I thought might be the basis of my lender saying these kinds of loans require points.