Hampton Roads is indeed a unique market with its military presence, providing a steady rental demand and some interesting investment opportunities.Looking forward to learning and connecting with you too!

Hey Darius, I am a loan officer in CO but I am licensed in Colorado, Arizona, Arkansas, California, Florida, Kansas, North Carolina, Tennessee, Texas and Wyoming.

A major component our luxury STR clients the moment are loan terms.

Meaning they buy the materials and provide the labor and then make a receipt showing the total.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

I currently have a SFH which is under VA home loan which I got for $281,500 in California.

We want to use a FHA loan to purchase the property.

But in the competitive Los Angeles market, I had to put up additional cash on top of the deal in order to have my loan taken seriously.

Quote from @Shawn Sopic: When you bought it, it didn't have A/C, so I suspect other buyers will do the same.Installing A/C may not provide a dollar-for-dollar return, but it can make the home more attractive to buyers and enable you to sell it faster.If you spend $10,000 to install the A/C, you can expect it to increase the sales price $5,000 or less.

I have four properties and three are with my VA loan.