Besides, your HML is only going to lend 65-70%, and will NOT, can not, lend to an owner occupant, so even as an investor, you'd have to have, and show real proof of, the other 30-35%.  

Traditional lending you definitely want to get preapproved.

Sue, why wouldn't you just go institutional then? 

Either I take it on or the lender does.In short term deals I've performed with an AUD lender, I accepted the risk of currency fluctuation and it was written into the lending contract that they were to receive their base AUD amount plus interest as agreed, regardless of any currency fluctuation.  

You might want to visit a few banks, try the small local banks and see what they lend on? 

He's so ready and willing to help or just lend an ear and provide feedback.  

Jet Lending hosts one at the Texans Bar & Grill once a month. 

In the Bay Area for single tenant NNN deals owned by institutions, I see 3% of EGR as a pretty standard management fee.

We wrote the seller a letter about the appraisal challenges (bank not lending above appraisal, and that other buyers would have the same hangups) and they accepted our offer at appraisal price of 170K.  

@Bryan C.I would lend on a minor rehab, like fixing an outdated kitchen, $10K to $20K, quick resell, make 10% in 2 months, do it 5 times a year.Either you or a REI goes to expired listings, offer to buy house with dated kitchen or bathrooms, You give a note for equity, use your IRA for rehabFix and resellYou get your IRA money in 2 months plus 10%.