I would love to introduce myself, without self promoting.  

Hello BP Community,I've been following the social media channels closely and decided to hop on here and say hello 👋🏻I'm Marco, and I'm 29; I was born in Italy, traveled the world with my wife for the last four years, and eventually settled in the Canary Islands for 1.5 years.I hold a PhD in Electrical Engineering and have worked in tech for the last five years, which eventually granted me an NIW green card.We (my wife and I) hold a $1.2M+ portfolio of 4 self-managed short-term rental properties (across the Canaries and Italy) and a long-term property in Rome, Italy, that we rent out to students.

A self funded care plan is challenging to execute and I empathize with you and your family.   

I’m considering accepting the terms of a Subject To deal@Joe Baier: Are you in direct contact with the seller, or is the wholesaler relaying information back and forth?

One advantage you'll have over people doing a regular FHA purchase loan (non 203k FHA rehab loan) is that when you go towards purchasing a 3-4 unit property and have to deal with " FHA Self Sufficiency," Rule you'll be able to use future market rents that are appraised on with after repair rents (way higher than your acquisition rents probably).This makes it easier to make your FHA loan qualify especially if you buy a good deal that has big rental income upside (your proforma future rents are way higher than your acquisition entry rents).FHA SS rule is required to qualify a FHA loan when its a 3-4 unit property, this doesnt apply to 1-2 unit FHA loans.Even on 203k FHA loans you'll need to meet FHA SS rules (3-4 unit applies to).

But you'll have to abide by their rules now, another reason why hosts are moving towards more direct bookings.

This means if your AIO loan funds are directed towards significant improvements of your personal residence, the interest may be deductible.

I have had to use them 3 times on my roughly 20 direct real estate transactions.  

Second, seeing how RE appreciates, rents go up, and in general $$$ loses value, I am starting to question if I should just pay my mortgages as agreed and instead direct most of my savings towards more acquisitions today.

I'm not familiar with your area, but from my experience if its not priced correctly, you won't get any leads.