My last rehab was an all new LVP floors, all new light switches/outlets/light fixtures, interior prime and paint floor to ceiling, new doors, new built in closet, subfloor replacement, and a rim joint replacement for under $15K.

Let them buy it and do an “Option to Purchase” agreement with them for you to buy it at a set price within a set amount of time.ORPurchase together as a Joint Venture with an “Option to Purchase” their portion at a set price within a set amount of time.ORForm a partnership with them and purchase together in the partnership with an additional agreement to purchase their ownership in the partnership at a set price within a set amount of time.OR Get them to fund the deal “Private Money” and payoff when refinancing.ORJust go to another bank who is willing to let you do both based on the numbers.ACQUISITIONS METHODS-1.

We warranty deeded the property back into our names as joint tenants with right of survivorship to get a lower rate. 

Zoning code U-RH-3A= U for neighborhood type, Urban. 

You can still purchase jointly with your friend without an LLC but you have to hammer out details on financials pre-purchase to be sure you are on the same page. 

If let's say I am not planning on doing a joint venture with anyone, how would the connections with investors benefit me the most?

You will need to take control, which means a change of approach.First question, was the boyfriend a joint tenant on the lease?

@Adriel Hsu, did u pursue your Townhome  project in the Northside area

If you can't buy it on your own (due to no income and/or downpayment), you can look into partnering  or joint venturing with someone.

Whatever I decide, my life will take a turn, either a curve or a hard U-turn.