Does my lawyer, CPA, Insurance agent need to be local to my state?

Hi All,In Escrow for a 7 unit in CA and looking for insurance company/agent/broker referrals. 

An emergency fund is a self insurance policy against losing EVERYTHING when you have a problem.

My father-in-law is selling his 2nd home and needs to know how long he can hold the proceeds before taxes will be due?

You can pay rent and make someone else money or you can buy and make money for yourself. 10 years from now your rents going to be $1,000 higher than it is now, but if you have a mortgage its only going to be slightly higher from tax and insurance increases.

I proceeded to open new accounts at 5 local banks, shifted all my business and rent deposits to them, and they were VERY happy to open 5 lines of credit for me. 

The circumstances surrounding it aren't the greatest, as he was essentially screwed by his wife's sister after she agreed to use her credit to get them into a house that they paid down for $400K over 10 years, she didn't pay the down payment, or taxes an insurance, and now she is demanding more than half the $500K equity after saying multiple times in 10 years she wanted nothing in return.

I rent out the spare bedrooms, which covers the mortgage, taxes, insurance, and repair reserve.

While this is slightly less than what I believe market value would be, it’s close and probably represents proceeds after closing costs, and much higher than the original $266k drive by appraisal.

Looking for some reputable insurance providers for my properties in Montgomery AL, please send any referrals and your experience with them.