would be glad to find you the right properties to fit with your goals. 

You could also check to see if any properties that fit your criteria are also vacant.

@ Nick Brosco, like Kevin Romines said, it sounds like a misinformed loan officer, or possibly that that particular lender has more restrictive rules that they impose on top of Fannie/Freddie guidelines.

Like any manager, got to stay on top of them, but I use them for my rental in Benton, and have even done maintenance for them and they are good.

Hey Marcel Acero I’m an agent at one of the top multifamily brokerages in the state and can help you out.

@Mark DiGioia My advice is to start looking at the top companies, and choose one that fits with your goals. 

Other fees may include appraisal, processing, application, etc - so it's good to know these details up front before you decide on a lender based on interest rate alone.Also, keep in mind if the lender is a Broker or Direct Lender (brokers bring deals to direct lenders and add their fee on top of what they would charge = more expensive for you).

I will try to be somewhat active in the forums and post questions on top of questions, as I have no idea what I am doing! 

A type of loan that works for one person may not be the best fit for another person.  

Recognize "good" deals (they don't have to be "great")....don't change your criteria....but do move quickly once you find something that fits your requirements.Realize you will make mistakes and be ok with it. - Use mistakes as learning opportunities to improve.