Currently, I am deeply immersed in the world of finance, pursuing my Chartered Financial Analyst (CFA) designation.

My son just got married to a German young lady and they teach it over there....her spending/saving habits are incredible.Re your questions, I'm far from an economist but from what I hear discussed, the real worry is having this situation get so bad that we are no longer used as the world's reserve currency.

I had a similar situation.

You're asking a question that can't be accurately answered without having a lender really know a lot more about you and your situation. 

I can give you real world example of someone I know personally that bought directly from a seller (and it was "family") that went directly through a seller and is now in a situation where he spent more than the property was worth, the property had termites and needed new flooring. 

This means that people who accept a sub2 offer are not in a good financial place. 

I’m wondering what other landlords in similar situations are doing about this?

Granted there are also additional financial burdens not reflected in the credit report. 

In some situations, it may make sense to hire a pro to get the job done quickly and correctly, then you can rent it out earlier and offset the additional cost, or at least part of it.My first house took me six months to renovate.

Recent experiences of others may not entirely reflect your situation due to market dynamics.