While HI has a lot of potential for appreciation consider the changing landscape with interest rates and people's ability to buy a house right now.Ultimately, let the numbers decide.

I know the sub 4% rate is attractive for multiple reasons but the Covid golden handcuffs are a problem for a lot of people.

Most people want to stay in Playa del Carmen or Tulum, not in the middle.

I haven't used the other two services, so I'm interested to hear what other people's experiences been.

If you have a minumum multiplier to qualify people on income, e.g., income must be 3X rent, how do you make the calculation for a tenant using a section 8 voucher?

I'm hoping to partner with an expert to buy, flip and rent my first multifamily property.     

I think it's important to explain that not all advisors/planners work for companies that push commission based products, but it sounds like that is where your experience was.But, I do agree that it's probably a good idea to separate those roles though... and not bundle a "jack of all trades" into your financial life.CPAs often look in the short term, and not the long term. 

I'm always looking to connect with new people!

If banks used that rule not many people would have a mortgage.   2.7X is still a safe number.

This deal scenario takes a specialized team who are experts in closing (and moving out families) who do their tasks in hours not weeks.Theres a data shortage to better find sellers.