And when I did this they were right, there was no adverse affect.When I shop around for lender fees (prior to my having one lender-person I go to now. developing history and I've been able to get things done quicker like the pre-qual) I just call and ask and when I want to go with one based on that, rarely does it change if at all in the time frame you are going to apply, then I get a pre-approval just before I know I will want to submit an offer.Lenders probably always want to pull it themselves but I wonder if they would be amenable to you providing a copy as a "what-if" nothing official to get an approximation.Hope this helps good luck.

I would absolutely LOVE an online tenant screener where tenants can apply online, and I get a report within 48 hours.In doing my research, I have only been able to find just one company that does a complete tenant screening:Criminal historyCredit reportEviction historyResidential historyEmployment historyCalling and verifying references for residential and employment history for past 2 yearsAnd that company is the National Tenant Network, NTN, at ntnonline.com.

Zillow and other sites pull publicly available data, so their "sold" prices, tax history, historical data and school info should be reliable (and has been as far as my experience)."

I require NO FINANCIALS and I except all credit history.

Here's my summary of issues:Hundred year old house with history as rental.

I would say that with you owning your own home outright and a good credit history would put you in an ideal situation to keep purchasing more properties. 

I'm looking for a hard money lender in eastern North Carolina.  

Two freestanding small houses on one long parcel.Claimed rental history ~$2000/month:Unit 1: $1300. 4/2. 1300sf. 

I'm in KC, and would suggest eastern Independence. 

I think it would be pretty easy to record a note and deed of trust and show a history of electronic payments to the lending entity.