You've actually gave me a new perspective on note investing... especially in manufacturing where cash flow seems to be imperative for continuing business.

Results will vary by loan type and lender.An alternative that may resolve your dilemma is the use of a SD401(K), which allows far greater tax deductions than a SEP and allow you multiple routes to use the funds for real estate investment.

Rutgers Camden is another area that is being continuously built on and it seems that a lot more students that attend class on the campus are looking for affordable housing for rent.

I've read that lease options can vary geographically, so I was curious if anyone is actively using this strategy near Minneapolis?

It's hard to say one company is better than others price wise because rates vary from company to company in each zip code let alone different states.

Keep it up and I'm sure you'll continue into success.

So I look to continue learning and growing.

@Mateusz Skiba You can continue to put down 3.5% down with each investment IF you live in each property for minimum 1 year after purchasing, and you can only have one FHA loan at one time 

@Chris Hayes Just continue looking and don't get discouraged.

Obviously the more the property is worth the more benefit you will obtain.If you are planning on continuously buying properties in the years to come, then it is much more than the "time value of money" it actually allows you to continuously lower your overall income tax by using the maximized accelerated depreciation on your new properties.The 100% (or 50%) option of of bonus depreciation, allows you to deduct all (or 50%) of that accelerated depreciation in year one, instead of spreading it over 5 years.