Quote from @Luis Herna: You will have to meet the lender's qualifications, just like the original borrower did.

I have decided this is not a property I would purchase through creative financing, but rather would like to wholesale it and be done with it.

Hi Jacob, I like starting in the Midwest because it's affordable and offers good cash flow.

I am shocked that an increase could come at this scale YOY and am considering deploying the capital elsewhere to prevent any future loss on valuation.Have any other owners in CO or nationally experienced a massive increase like this in 2024?

A lot of the discussions here are going to be very much a North American application to investing since regulations and financing are somewhat similar for the US/CA, but likely different for Africa/Europe etc.

So that seems like a gamble to me at 52 years old.

Sounds like you are ahead of the curve.

Sounds like a lot, but it's really pretty easy. 

NOW, if there was a recent storm that cause a sudden leak resulting interior damage you may not have much of a leg to stand on because HOA was not neglegent in doing timely repairs, it just happened.Now if you think they should repair but they won't you will have to sue your HOA (yourself also since you are an owner) Once they board and HOA recieve the letter from your attorney, they will likely just settle and fix your wall inside since it will be way more costly to defend and it may raise they HOA insurance next year, thus passing the cost to you via your HOA dues.

Not sure how currency affects the investment though....something like 50% devaluation of the Yen over the last year or two.