Nobody cares as much as you do since it’s YOUR money and not theirs. 

Hey BP family,In the process of putting in offers for a SFH, with a primary residence loan.

It was my new wife and her late husband's primary residence and the home they built where they raised their two children from 2016 - 2019 when they lost him. 

Why are people so careful and scared when it comes to investing in real estate, but when it comes to the stock market, they're way more laid back and trusting?

I honestly belief that investors should stop looking for specic catagoeries/situations of people to find houses to buy, and instead focus on motivation (regardless is their house is vacant, tax liened, foreclosure etc. etc.)Do you really care that you get a vacant house deal, or do you care that you find a high profit deal regardless whether it is a vacant house or not?

Obviously you need to be careful to not overleverage, but getting this done right and right now will ensure you have a saleable asset to pay off those debts when you need to. 

So my CoC in the first year usually ends up in the 8-15% range - I personally haven't had the time, come across the right deals etc to see a 20-30% return, especially after taking care of the usual deferred maintenance.

I wouldn't even care what their explanation was because I wouldn't trust them at this point.

My name is Michael and I am seeking advice on how to go about my first purchase.I bought my first property as a primary residence for $258,990 with an FHA loan at a 4.875% interest rate. 

Giovanni, I do it very similar to Scott, although all mine are posted as cash offers, although I have a very close relationship with my HML, and he always takes care of my proof of funds, and I honestly have never had an issue with this or ever been questioned, and I have done purchases from all sorts of sources including Fannie.