If I were to use hard money, I'd basically borrow the money and then pay that company back with the refinancing, which is still a loan.

I just feel like it's a better choice for them, plus they're getting a check every month for that property, even though the risk is that the option might not be picked up.   

Click-lock vinyl plank or tile would be my top choices. 

Obviously whatever I decide, or am able to do, is my choice but I wanted to hear what other people would do in my present situation. 

For now, let’s focus on the four categories you’re most likely to encountering when investing in real estate through an online investment or crowdfunding platform, going from the least to most risky:Senior Debt is secured by a mortgage or deed of trust on the property itself so if the borrower fails to pay the the lender can take title to the property.

Is this a normal policy and is it intended to prevent borrowers from easily shopping loan rates? 

Do you have any other heating choices besides fuel oil?

In what other circumstance can you borrow $400,000 at 4% locked in for 30 years? 

I am looking at a property that has Notice of Trustee Sale tag and wondering if I can still contact the Borrower and make an offer before the sale. the sale date is still almost two month away so wondering what my first step should be.

In the mean time the note seller's attorney met with the borrowers since they requested mediation.