We estimate 3 to 4 times the amount of the loan by the time we plan to sell the house in about 5 to 6 years.

Make X, Y & Z specific to that person.It takes a lot more time, and more thought, but if you do that I would almost guarantee you'd find someone in a couple of months. 

You should consult with a qualified professional before acting on any of the opinions shared in this post!!!

Also, they prefer an uncertain big payoff to a certain but lower payoff - even when they on average earn more per hour if they just charge for their time.

The wholesaler isn't a competent contractor or even a competent investor themselves 99% of the time, so you have to decide who you want to rely upon for estimates.

Tell tenant A that you need a window of time to inspect the apartment with only the furniture he is leaving (with the unit in move out ready condition). 

First off, I want to thank each of you for taking the time to nourish me with wisdom!

I'm a big fan of the house hacking idea to start.

Cost could change but the bigger issue is making sure the usage is still eligible for the type of policy you have.As an example, at the time of application, a company might ask are all lease agreements for one year or longer. 

@Bob RooksJWB does have a good reputation, have been in business a long time, and are vertically integrated.