The trick is that you have to actually "get started" after you learn the basics.

Basically the  investor I have partnered with thinks it's not a great deal because it can't be paid off in 15 years for any price even close to the asking price which is 375k.

After asking several callers, I found out the "ad" basically says 'call these people because they don't screen tenants...' 

Here's the thing - adding an additional line to show an appreciation would not make it more accurate since the value of a property fluctuates.My assumption is that you want to see how well this property is doing.You basically need to do a project income statement and get the cap rate. 

I just want to make sure I’m assessing the basics correctly and make sure I’m not overlooking anything.

Basically I have both cash and equity in this house sitting on the sidelines, and what is the best value to use - the bit of cash was keeping to use if there was a downturn / opportunity  / pull back in some market (housing or equity).

Im basically just trying to figure what's the next best step.

There are basically two homes (One in front of the other) on a rectangular shaped piece of land. 

Basically I'm working on an apartment aqusision, the very beginning stages, and trying to figure out what would be the highest loan to income ratio I should be willing to go. it's an 8 unit apartment building with an 8% cap rate. 100% rented for 10+ years.

. - Mortgage lenders are not expected to source where they got their money from, so your partner's money can come from basically anywhere.