, Credit, Personal debt/service, etc.)From working as someone that approved these types of deals at a local bank, I'll say that no two deals are the same.   

Your credit score does not guarantee a loan approval or denial, but your score usually affects the interest rate that is charged by the lender for the money that you want to borrow.

The personal property (tenant's stuff) will not be covered by your policy, which is why they need to have renter's insurance for a catastrophic loss.The HOA portion:If the HOA has a rental restriction then you'll need to get their approval to rent the property.

I've been speaking with a broker from Wells Fargo to start the pre-approval process but am wondering if there is someone I should reach out to who does a lot of work with investors and could be helpful in navigating me through my first loan. 

Once the house is section 8 approved or appraised value >$60k, I have the option to buy out her 50% for half of the appraised home value.The above offer will do a great job gauging if she is selling because its a lemon, or if its for a logistics reason.

JeffEvery state apartment associate has an approved lease that they give to members.

These repairs were done without city permits or approvals, without using licensed contractors, and consisted of the slab foundations being cut, removal of dirt, and filling it back in without compaction.I guess I can't blame him for attempting to pull one over on me, after all, I am a stupid investor from CA with money pouring out of my ears just wanting to place it anywhere I can!!

We agreed to a 45 day close with pre-approved buyers on the ONLY 3 bed 2 bath house for sale at the beginning of August.  

They were also only approving $1,250, whereas I got $1,400 at market rate with several tenants that pay their rent on time.I have a Sec 8 tenant I inherited in Richmond, but haven't lived next to her.

There's an approved, local company, Vantage,  in N Phoenix (208th & Tatum) that offers the tools to do this.