I'd love to find out a little more if you are willing to share, about your suggestions for someone just getting started, albeit late in life.

I am also on the property management side so if you have any additional questions, please feel free to send me a message!

However, rate would be prime + index + an additional +2% for the shock factor just to qualify, but you can draw the funds whenever you want vs cash out where you have to draw all the money after closing. 

It sounds like you have some exciting decisions ahead of you regarding your real estate investments.Selling your primary home and reallocating the equity towards a new property and additional rental investments could diversify your portfolio and potentially yield higher returns.Best of luck,Julio

I'm looking for suggestions, possibly even an equity partner in the deal, and/or a down payment help funding source.

In addition the real estate agencies are under heavy litigation for their high commissions and price fixing.

Could you please provide additional details about the duplexes available in College Station?

They had suggested I go through buying of duplexing to four plexings program to start scaling small first.Any recent feedback on them?  

If you have any inquiries or need additional help, don’t hesitate to contact me.

My view is the ADU budget needs to be doubled if the OP is not going to actively work the ADU addition.