It's close enough to the max FMR that I have no issues with this.Average Rent = $1,385/unit.10% Vacancy = $277/mo.10% Property Management = $250/moTaxes = $120/mo.Insurance = $200/mo (rough estimate).Water = $150/mo (paid by LL)Garbage/Lawn = $100/mo (rough estimate)P+I = ~$885/mo (estimated 5% interest rate over 30 years, full asking price with 25% down).I realize that some of the expense percentages are a little on the high side.

What are the typical equity percentages?

And, as long as some percentage of the population remains wary of crowds after the economy opens up, it will have a depressive effect on the economy, and that will ripple through the economy negatively.It's hard to recall now, but if you look back at the Great Financial Crisis, you see many economists and politicians denying that we were in a recession, and then denying the recession would last long; denying there was a housing bubble, and then denying that there was a housing crash.I think it's just too early to make any solid predictions, other than long-term trends continuing or accelerating where the driver is cost savings.Though I would buy a heavily discounted multifamily property a block away from an Amazon distribution center right now. . . .

, and hold long-term for passive income.I got some of the above percentages from a webinar I watched if I remember them correctly.

How a property is managed determines a huge percentage of how profitable or successful your investment will be (not just the initial purchase price).  

Why not write the offer for that percentage less?

Then add a percentage bump of what you need or if there are comps that you can find locally that fit a similar end product.

Dollar figure vs a percentage of expenses before and after.3.

Points, percentage, both, please advise.

If it's occupied they will usually use a percentage of that rent to add to your income thus making it easier to purchase that property.As far as the home you are purchasing, you would be able to use the rent from the additional bedrooms, but only if they were added on your tax returns and you had signed leases with the tenants.Good luck!