I'm assuming you mean a plex (2-4 units) here and not a 30+ unit multifamily property . . . why would you prefer a plex over a single family property if you're going in expecting to put 20-25% down?

Investment Info:

Small multi-family (2-4 units) buy & hold investment.

Purchase price: $250,000

This triplex is my first deal. I was able to partner with my parents to secure funding for the down pay...

I bought a four plex, FHA in April 2020 3.5 % down in Ohio.

I've been real estate investing for a few months now (just a single 8-plex currently) and I thought I'd share an experience I've had.

Forget about duplexes or 4-plexes, They will never meet the 1% rule, as they seem to be too popular but overpriced in my opinion.

Don't pay $850K for a 4 plex in Carmichael unless it is near American River Drive/Jacob Lane or Sheffield Park.   95864 and 95608 are really greying areas,  there is not a ton of upside there. 

Depending on the bigger picture of this investment I'd recommend that one of you (perhaps actually both of you) read Brandon Turner's book about getting started in Real Estate investing:https://www.biggerpockets.com/...Duplexes are basically single family houses, except less desirable when compared apples to apples, so all of the basic info about general real estate investing applies to duplexes, triplexes, and 4-plexes with that important provision. 

I can tell you about the hot and up and coming areas like the entertainment district in Gastonia and the NFL/MLS training center being built in Rock Hillor the new Casino in Kings Mountain - all great places to invest right now.

Typically something that can cause a lot of churn with Plexs any way, and triply so when you add an ADU, is strained parking. 

Ive been driving around the Broken Arrow & Tulsa area, looking for different sizes of plexes so I can move into one and rent out the others.