My numbers are based on net return and include principal & interest loan payments, insurance, estimated taxes, utilities (i have to pay them), and property management.

4 adults and 1 child in a three bedroom starts to get tight and will drive up certain utility expenses and increase wear and tear. 

I'm going to be starting a campaign utilizing REIRail shortly.

If you have a duplex where one side covers the mortgage, then that would mean you are living for free, minus utilities.

I want to spend less than $3,000 on inspections and closing costs I want to spend less than $20,000 in initial repairs and rehab Schools above 6 rating Tenants pay all utilities Ideally: Rent 1% or more of ARV Ideally:10-12%+ CoC ROIIdeally: I want minimum 100+ monthly cash flow or 100/door after ALL expensesWhen possible, I want to purchase multifamily units (2-4, max 8)Values we use in our calculations: 5.5% interest rate, 30 years, 25% DP 10% vacancy 6% repairs and maintenance 6% capital expenditures 10% management fees 2% annual income growth 2% annual appreciation growth 2% annual expenses growth 6% sales/exit expenses

Is their customer support responsive and available whenever you have needed them?  

He also didn't utilize the 1/2 in the ground basement that has two rooms and a bathroom. 

Early on my focus was paying off my home as fast as possible and utilizing a downpayment was no problem.  

It's easy for me to say, but I would call their bluff about a lawsuit once you get the lab results back (we all know what it's going to say).Are you paying for utilities? 

@Russ SmithI'm a custom and spec home builder.