Two things that have caused me to choose to not install a hot tub at our STR:1.

If you are lucky and/or fortunate as I have been in business (and dancing–as anyone who has seen my wife dance can attest), you survive long enough to get another shot, another chance to show maybe, just maybe, you can learn a thing or two.

This would be a non arms length prohibited transaction and would potentially result in the entire IRA being distributed is my understanding...the only way this could be possible is if the OP is or becomes retirement age in the next two years.

Another two weeks?

Two of these homes operate as LTRs where the cash flow is slightly negative or close to break even.

That's what we've focused on in the past two years.The only expense I have is utilities and one vehicle payment. 

It’s two brick quadplexes side by side with separate utilities.

My accountant told me there are two ways to get a cost segregation study, one being the expensive route where an engineer comes onsite and does it.

The two of you have given me a great start.

Two different professions.