Maybe consider buying a used truck or van, it won’t be in the best condition and it won’t be pretty, but you gotta do what you gotta do.

Alternatively, you could get another private lender to loan to you and use the property as collateral (ie put a mortgage on the property and sign a promissory note). 

This looks like a solid alternative to a conventional, with greater flexibility, thanks for the tip

If you want to do this as a business or scale it, turn key might not be right for you but if you are out of state, have a busy life, out of state and can't effectively manage a project, then turn key is a great alternative. 

It is more appealing than the alternative.

What is the alternative?

Right now I don’t have alternative investments for the $8,000 but something always comes around.What are your thoughts?

He explained his son started a trucking company, needed a $200K loan, the loan company required a guarantor.

If you don't then i think you might look for alternative option which does not involve using (TAHX) Program cause this criteria will be evaluated.

Also, an alternative offer to the seller is her full asking price of $322,000 but at a 3.5 (or lower--how much lower?)