Companies, especially insurance companies don't voluntarily take less profit.I think the crazy hurricane season the past year, plus the rising lawsuits and awards, are making the underwriters and shareholders panic -- or at least nervous.We have been the state hit the worst for insurance rate hikes over the past few years. 

If you want stable renters , possible rising real estate values and less headaches . 

When the temperature gets below 49, the heat tape turns on and keeps the pipes warmer.

Airbnb was doomed in March and April but look at it today, gone public and stock prices rising. 

There is no temperature minimum.

I will replace my pipes with PEX, properly insulate pipes, have the thermostat set to a certain temperature when a property is vacant, require tenants to have renters insurance, and send a reminder to keep water dripping in cold temperatures. lol is it odd that I am actually excited about working on this project instead of experiencing sleepless nights (*knocks on wood) ...

But with mortgage rates expected to rise, affordability is likely to become a bigger challenge in 2021.

However, with January's new listings having their first year-over-year decline since last year's spring shutdown and new pending sales continuing to rise, the regional inventory shortage will continue into the coming months.Cheers, Yuriy 

Have a couple in the suburbs of B'ham..look forward to the rise!

Have you started looking outside of D/FW and into other market due to the rising costs, or do you still find it comparatively affordable?