Of course, the tenant had no renters insurance and took a total loss.

So a small loss on the rental may be better than a big cash hit to sell.A years rent up front makes me nervous.

I think Am Fam is better because of the following logic.In case of partial loss, I will do the repairs and Am Fam will pay me whatever it costs me to repair.

So, I have decided to put a post up and share a permanent link for the spreadsheet.Here's a quick rundown of what it does.Calculates mortgage payment.Calculates down payment (assumed 25%, but can be adjusted)Calculates taxes, insurance, property management fees, misc. fees, etc.It also will take into account maintenance, estimated revenue increases, advertising, utilities, total cash outlays, etc.etc.At the bottom of the spreadsheet in red is your total net profit or loss.  

And in your case maybe you could have her find a replacement tenant to cover her loss.

is there anything to be done with the shades to give them some color?  

“The auditor, twice burned, is cautious now, but he looks carefully and decides there’s no way this guy can manage that stunt, so he agrees again.Ralph stands beside the desk and unzips his pants, but although he strains mightily, he can’t make the stream reach the wastebasket on the other side, so he pretty much urinates all over the desk.The auditor leaps with joy, realizing that he has just turned a major loss into a huge win.But Ralph’s attorney moans and puts his head in his hands.”Are you okay?”

I've found a property and initiated the conversation with the seller, but I'm at a loss as to what fair terms for a seller-financed deal are.What have you seen?

Another option would be to order an energy audit which would tell you where heat loss is occurring.

Hi Katrina, very sorry to hear about your loss.