What I would do is have something in writing as part of the offer that my bid is based on the systems in working order (or some estimated life span left)We will spend $30k to inspect them all and if any are deemed required to be replaced we will credit X at closing.

.** New construction homes are built to the latest building codes, which means they are more energy-efficient and require less maintenance than older homes.

This can significantly lower your initial payments, making it easier to manage cash flow before your business starts generating income.SBA Loans: While typically requiring business revenue for eligibility, some Small Business Administration (SBA) loan programs are designed to help new businesses get off the ground.

PS payments to contractors and other vendors require a 1099 for amounts totaling over $600.00 in 1 year. 

Most investment properties require 20% down ($80,000 on a $400,000 property) and you get 7.75% interest for a payment of $2,293.

However, I don't require a credit pull from a borrower to give a loan quote...I can just take folks at their word for that first conversation. 

Introduction: Real Estate Investing can be a lucrative venture, but deciding whether to go solo or form a partnership is a crucial decision that requires careful consideration.

No tax, no need to do a 1031, and no requirement to reinvest. 

I'm assuming the spouse is required to work for a legitimate business and receive either W2 or 1099 from that business, but is this the easiest route to take? 

That's the OTHER requirement that most commercial loans will need.