While looking at our options, acoustical ceiling tile adhesive came up, which sounds like a perfect solution... if it works.

Buying closer to Annapolis is also good because you will have a constant source of reliable tenants coming in from Ft.

The lease option, especially on properties you own, can be a really good, hassle-free(ish), REI strategy that creates win-win solutions.

It is best to have a margin of error.if you plan exceeds your target and is reliable and sustainable, then working your current job, some other job or doing something else all become options.  

I believe Every problem come with a lesson and solution.

This is an area where real estate appreciates pretty reliably I think and so it seems that going for an appreciation strategy is probably the best way to go.

Use the life insurance solution for cash savings outside of qualified accounts.

However, if I expanded outside of Charlotte, I would be looking for this solution.  

The lease option, especially on properties you own, can be a really good, hassle-free(ish), REI strategy that creates win-win solutions.

If people could reliably do it then everyone would have bought in Denver, Austin, Bay Area, etc. 5 years ago.