I'm sure that's true compared to the easy money years.

I haven't made the offer since it seems so ridiculous compared to their list price.

How does it compare to Rochester and Syracuse?

The MI company was Radian and they denied the short sale when the lender approved it.Call their loss mitigation department and treat them as you do any other negotiator, explain the situation and send them over your data and comparables to support your offer.What happened on my deal is that the MI company apparently approved it as long as the 1st lien was willing to take more of the loss, I am not sure about the specifics but they came to their own agreement and I was able to get the deal done.The point is be persistent and don't take no for an answer.

For instance if you calculate 10% appreciation per year in real estate and 10% gain on a stock over 10 years, your total return in real estate is 500% compared to 100% in the stock market.

I was told the reason evictions can take months is that landlords will attempt to do evictions on their own, and forget to cross a few t's and dot a few i's, or otherwise not follow the law properly.Although several hundred dollars seems extreme compared to $30 or so on your own, an experienced eviction attorney can get the job done quickly and relatively painlessly.

Our remodeling peer group had to agree to have a standardized chart of accounts in order to compare the many members performance levels.

Make sure you aren't comparing apples to oranges such as the rents including utilities or some other concessions.

A vacant unit is a thing of beauty compared to a unit filled with pus-bags (I would've used the term 'scumbags' but MikeOH already trademarked it).

Compare that to buying 50 properties with the numbers I talked about.