Catharines or Niagara region?

@Connor Farrelly I am also in the capital region and will be looking to buy a MF next year.

I work on the healthcare brokerage team for JLL - we're a Fortunate 500 company offering commercial brokerage, management services, facilities, strategy, capital markets and so much more than I can feasibly list.My director and I specialize in physician and medical tenant representation, healthcare system real estate analytics, and general medical real estate consulting in Ohio but we also work across the Great Lakes Region.

If you are owner occupying one of the smaller local or regional credit unions may be your best/cheapest option.

I don't think they are nationwide and stick to tri-state region (DE, PA, NJ).

@Russell Brazil  Yes like U say regional.. out our way you never ever let buyer and seller meet unless its rare or you cant help it.. of course agents going through a home may run into a seller.. but savvy agents tell their seller to leave the house its being shown.also WE NEVER and I mean NEVER have a closing at a closing table..

You are looking for either a portfolio lender (call local credit unions and regional banks) or a bank that does delayed financing loans.

Just understand that the primary reason is emotional - which is fine - just being honest is important.what i think is unique the what I call the Silicon valley effect..  2 mil for a 1500 sq ft rancher.. and then in the driveway are used Camry. you go to other areas of the country.. and you have the 150k house with the new SUV  Camper boat probably as many toys as the cost of the home .. this is quite regional.

The research triangle/Piedmont region is always a safe play.

Without a strong NAR (as well as strong local boards here in the capital region), our industry wouldnt have gotten that extremely valuable deduction. $50k in tax savings for me personally.