Taking the 'slow road' having to use your own resources to fund your real estate investments, college hopefully  becomes a 'method to the madness' of being able to fund your real estate investments quicker - if you subscribe to the notion that you will earn more with a college degree (It really just depends on what you go into).  

Still, there are disadvantages that may prevent a buyer or seller from signing on for owner financing.Advantages for BuyersCan provide access to financing that a borrower may not otherwise have qualified forEnables buyers to finance homes that don’t qualify for conventional financingLets buyers and sellers shorten the due diligence period for quicker closingReduces the cost of closing by eliminating appraisal costs, bank fees and—if the buyer so chooses—inspection costsEliminates down payment minimums imposed for government-backed mortgagesAdvantages for SellersAllows owners to sell their property as-is, without having to meet a lender’s appraisal requirementsPresents an investment opportunity with better returns than most traditional investmentsShortens the selling process by reducing due diligence requirements and eliminating the lending processStill offers the ability to sell the promissory note to an investor for an up-front paymentLets sellers retain title to their home—as well as money paid toward the mortgage—if the buyer defaultsDisadvantages for BuyersOften involves higher interest rates than a traditional mortgageMay require borrowers to make a balloon payment at the end of the loan termDepending on the borrower’s creditworthiness, the seller may not be willing to provide owner financingSeller’s mortgage may include a due-on-sale clause that requires them to pay off the mortgage upon selling the house, thus precluding them from offering owner financingDisadvantages for SellersExposes sellers to the risk of non-payment, subsequent default and—in some cases—a need to initiate the foreclosure processPuts seller on the hook for repairs and other consequences of deferred maintenance if the borrower defaultsFederal law may preclude sellers from offering owner financing, limit balloon payments and require the parties to involve a mortgage loan originator.All the best!

It is simple, easy and much quicker, hence the "availaibility" of funds is more important than the cost.

The realtor will get their commission faster and with less work.If anything, the agents I know would ask sellers to list properties too low to make a quick(er) sale.Again I base my argument on 100% facts.Can you present the data that you used to arrive at those "facts"?

In either scenario, the bottom is reached quicker due to increased competition.

Using your 100k scenario:Buyer pays 100k for houseGets bank loan for 80% or 80kSeller carries note for 20% or 20kAt closing seller receives 80KBuyer makes monthly payments to bank on 80k mortgageBuyer makes monthly payments to seller on 20k noteAs a seller you can get your home sold quicker because you have a larger pool of buyers.

We do yellow letters once in awhile, but postcards are so much quicker and easier so they end up being done more consistently - at least for us.If you have the time to do yellow letters, go for it.

I'm not a big fan of laminate.The target neighborhood does not have heavy evidence of a trend of wood floors through recent comps, but I think this addition would make for a quicker sale due to the fact.

If it is a deal, that will move it quicker than a website.

Realtors have a new tool that allows them to do it even quicker than the past.