Not all lenders see it this way, but a good mtg broker should be able to navigate your specific situation.On a small handful of DSCR products, you can do a refinance not to exceed your TOTAL cost basis (ie. purchase price + rehab + holding costs) and have that transaction considered a rate and term refinance vs a cash-out.

On sale in 6-7 years once property appreciates he will get 60% of total and i will get 40% of total. is this a fair deal?

I am seeing many DG properties (NNN) are for sale ?

Mass production of the systems you already have. 

I am sure that my response will get flack from those that are doing 20+ flips a month or have PMLs that throw funds at them but we pick and choose the projects we take on and are not in markets where flips are selling for $500K+.The HML route is one we use when we are confident (barring any wild reason which we have done well avoiding) in completing on schedule and where we under estimate the market at sales time and still are making a good profit. 

(I know there is lot of debates on this topic in BP but am still confused going through YouTube and other online blogs) (mortgage: It’s investor loan with 25% down and I assuming there is no due to sale clause) 2.

This helps (Caterers, Planners, Photographers, Decorators, etc.) know what is possible.I also did pre-venue opening sales, have mock ups of the property and offer a discount to clients that book before the venue if officially opened for business. 

Get to know their products and the pricing.

So basically her buying this other downsized house is contingent upon the sale of here current primary residence which I believe makes her offer a lot weaker especially in our hot Bay Area market. 

Just finished my first home and our 8 unit project just started production in the factory this week.