I'll bet on 70k.

I bet the expected ROI from buying 1000 lottery tickets is higher than the expected ROI of a $1000 direct mail campaign. 

But like you mentioned, I bet most players in REI have had this exact feeling once or twice in their career.

Richmond is interesting because there are some up and coming neighborhoods but you are taking a little bit of a gamble if you bet on those.

You also need to hold the property for a year.I am by  no means an expert here but I bet someone here who is will chime in.

If you get a Surface, I bet you will rarely break out the keyboard or even carry it around.

Read the HUD probably moreWrite the offer to include "all commissions including brokerage fees" to be paid by seller and I bet it disappears.

I bet https://minimasliding.co.uk/ would be exactly what you need.

But, I can promise you that there are a lot of big investors who will never do business with you if that's your policy.Take a poll here on BP...I bet you find that fewer than 10% of the serious investors here would ever write you a check for earnest money. 

You two seem to be the premiere experts on creative financing solutions.Thanks in advance for any assistance/advice that is rendered!