Because my desires have changed, the way I see it, I would much rather spend my time seeking investments that will guide me to financial freedom, than waste my time working and hoping the potentials of a 401k will save me in my 60's.

Potentially.  

I've got a potential partnership in the works that could lead to some new funds.  

So if he had a family member cosign he could potentially get a 4 unit for 3.5% down?

I'd be interested in hearing your insights on the potential for capital growth, cash flow, and future development prospects in these areas.

If such programs exist, it could be an avenue worth exploring to support these potential tenants.

I was dead set on selling as of an hour ago but had an idea about potentially partnering up on it.

Possibility of rents coming down that would put me near break even on both properties.I do need a place to live but I would only buy something that has the potential to hold long term as an investment. 

@Aidan Wong You definitely have the potential to benefit from a cost segregation study. 

The potential is there for you to increase value and cash out of the hard money loan with long term financing which could put you back to minimal or no cash into the property.