That quote seems reasonable but for a little more you could upgrade to more durable flooring that's water resistant and easy to repair. 

He wouldn’t answer his phone for 10 days when my agent was trying to contact him.  

Long Term Option would be the best bet since the repairs aren't really for a major value add Loan Amount 187k Rate 6.7% (Depending on credit score) Origination 1.5 to 3 points30 Years Amortized 3 to 5 year fixed

-Do you include repair values or rates on this or have separate sheet for rates?

I've also found almost everyone I reached out to in the markets I'm interested in is willing to meet up for lunch or coffee, or get on the phone.

Is the 20% for Misc repairs and vacancies? 

Does it need repairs?

Cash flowing at 950 gross net would be around 300 after all deductions currently valued at 70000 and no repairs , is it good to keep this or make one time profit and sell it off and look for other properties

The same type of houses are selling for 190-210K ARV the sellers starting offer is 75k and is motivated, and is willing to negotiate on price, also the repairs would be heavy.

The roof is only 4 years old and I will be putting pretty significant repairs into the rest of the house.