Hey @M BoydHere are your options#1 use a residential conventional lender as the one you are talking with now they will verify the loan based off of your finances mainly so ya they will check your credit score and your DTI I dont think your DTI will be an issue unless you got tons of loans and credit card debt etc.

need to play the cards your dealt..  

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An amazon gift card or grocery store gift card is always appreciated by my tenants.

Your HELOC is like a credit card.

Are you going to print business cards?

Private money, line of credit, hard money lender, credit card, etc.

This deal did not take place, but had it worked out, I would have been in for very little out of pocket, as I was going to use a zero-interest credit card to fund the rehab.

All the repairs would be paid for using credit cards, and I would to refinance the property to clear that debt.Any comments are welcomed and greatly appreciated. 

I can't remember if it was suggested in that episode or if my mind was going afterward and got the idea, but I'm going to even get some business cards made that I can give to people to let me know if they run across any deals and I can share a .5% or so finders fee.