Ive been hand writing my own and its very time consuming.

It is a very long, time-consuming process that 90% of investors give up on after a couple mailings. 

anywhere in nj yes.The license application was 175 I think from the department of consumer affairs. the insurance is like 2200 per year.

It's pain in the butt to do, it's time consuming.

That being said, they appear to be trying to attract millennial buyers, however, at the sametime, some of the other larger banks are closing out of certain residential/consumer mortgage lending practices.

You can also let them know that you will be writing a review of your experience with the company if things are not ironed out.

Ironically some of the sales do need approved by the council, so I see what you mean by raising awareness.This info will be specifically for Tarrant County (Fort Worth) TX.   

Good Evening, My name is Jephney Herring and I have been working on the consumer retail side of financing for 13 years, in other words at the bank.

I anticipate that creating automated (or at least predetermined) systems to deal with foreseeable events (through education and trial and error) will be paramount to our keeping our REI from becoming too time consuming. 

I currently work in Manufacturing/Operations for consumer products for a large corporation.