Adrian,I don't know you but from the title of this post and the brevity of your intro, you're coming across as the guy who thinks he's going home with the hottest girl at the bar simply because he showed up.Unless you look like Pit Bull and things naturally fall into your lap, you're going to have to learn to hustle both in dating and in real estate if you want to make it. 

It sounds like it should almost be a natural thing.  

I don't mean to be stand offish, though @Hattie Dizmond might tell you it's in my nature to be, but money is not what you need now :)

It will just become second nature.

Therefore, english isn't ''natural'' for me. but yeah, I have people (family) who will ''sponsor'' my loans with the bank.

Here is a link for you to get an estimate based on your situation.http://kff.org/interactive/subsidy-calculator/

However, this site thrives on interactions and as such we encourage two way exchanges and look forward to educational and thought provoking ideas relevant to REI. http://www.biggerpockets.com/starthere Setting up Keyword Alerts How to Use @Mentions on BiggerPockets 25 Tips for Real Estate SuccessBefore your 1st purchase, please ensure you visit the below link for some tips.http://www.realestate.com/advice/buying-your-first-investment-property/

I'm sure a lot of you have read How to Win Friend and Influence People, and I think that genuine approach to resolving conflicts and making sure that everyone (as much as possible) gets something beneficial from your interactions is central to whatever endeavor you're in, real estate or not.The question about wholesalers and hard money lenders I think comes down to the different degrees of risk the two parties take on when they're working with someone, and we're probably hardwired to interpret their lesser risk as being purely about extracting value.

I believe in the "power of positive thinking" and your an example of the positive people I try to interact with, so thank you for the positive energy.  

At first I was only looking for properties with a concrete basement because of the natural disaster - tornado.