This is standard guidelines of Fannie Mae .

Seems agent's broker listed it for him/her, which is standard with many brokers, as is disclosure on the MLS listing of all licensed parties whether seller, broker, and/or agent.IF I didnt disclose on MLS that seller is licensed agent where that was the case,  just because my supervising broker listed it directly instead, tis only a matter of time before BRE be investigating a complaint, so wouldn't risk it even if there's legal prose to get away doing so.Nevertheless, focus on the sale and find out if it would be legal to do the same if you get licensed but have your licensed broker sell it for you without disclosure of your own license until offers made and subject to be countered.Although...

Is there a good mortgage calculator out there that I could use to figure out the difference in costs between paying PMI at my current rate, versus dropping PMI, but having to pay an increased interest rate?

Do not adjust your standards.

I suggest you get an average for the past year, increase the rent by that amount + 10%, and just add it to the rent so you don't have to think about it.Once exception: I put a cap on how much is "included" with the rent.

You’ve got to find a way to bring more value to the marketplace  Agreed, use that savings to increase your W2 income.

Real estate investing and flipping has become increasingly popular because of the return on the investment and the ability to use other people’s money to do so with the intention to increase both parties return.

Real estate investing and flipping has become increasingly popular because of the return on the investment and the ability to use other people’s money to do so with the intention to increase both parties return.

Real estate investing and flipping has become increasingly popular because of the return on the investment and the ability to use other people’s money to do so with the intention to increase both parties return.

Real estate investing and flipping has become increasingly popular because of the return on the investment and the ability to use other people’s money to do so with the intention to increase both parties return.