One more piece of advice: setup a f*ck ton of MLS auto-emails for yourself to alert you of potential deals.

Property is a side by side duplex (each unit is 900sq ft, 2bdrm/ 1ba) One unit is vacant and I plan to use it as a LTR, while the other unit is occupied by a tenant who is paying way below market value at $645/month and I would ideally be getting around $1200/month.

The zones benefit first time home buyers, but as an investor the locations are not ideal.

I’m self employed, and had a co-signer on it - ideally, I want to refinance at some point in the next two years, get the co-signer off, hopefully get some cash out of it and do this again.

HI Laurie,This one is going to be a balance of home sentiment, personal financial confidence based on your particular situation, and the choice of product.Choosing the right product will also be based on your perception of financial risk and your goals as well.A line or HELOC has its pros because you only pay interest if you use it which is nice because if you dont use it you dont pay anything other than the 0-75 dollar admin fee (most heloc’s have this and some dont just make sure to leave it on auto pay to avoid forgetting and incurring a late on your credit report).The downside with the HELOC is the insidious variable rate feature (margin + prime which is currently at 7% as of this writing).

The best thing to consider when looking at a deal is having accurate information and numbers on the costs/expense, the loan/financing, and income (either actuals or proforma estimates).Run scenarios at the ideal conditions and the worst case.

Hi,I am looking to buy my first investment property in SF, ideally a SFH, budget is ~ 1.5M.

Ideally, I’d like to align with a broker that works with investors.

If you plan to hold the rehab property, that would be ideal.

Ideally you'd like all cashflow, equity etc. in one deal, but we are often not lucky.