I have minimal credit at this point in my life, ergo a traditional mortgage is most likely not an option for me, at least not yet. 

Oil was at a record low and our coal mines are drying out. those are the life blood of the area.

I'm just a regular 9-5 Job person & want to stick to the intial price as I live my life with budget & still want to invest in Real Estate.Any experience or opinion like such would be greatly appreciated.

I'm just a regular 9-5 Job person & want to stick to the intial price as I live my life with budget & still want to invest in Real Estate.Any experience or opinion like such would be greatly appreciated.

Another cool thing you can do is open up a whole life insurance policy (structured a specific way) on your children and it can be an asset for them with cash available for any use whenever you decide.

I can't do any maintenance myself, two left thumbs, that is not my gift in life. 

We've helped clear out the bad tenants that didn't pay him rent because he was too coward to ask them to leave, we bought him food, he was scared for his life and even asked if I would stay over, gave me a set of keys.

I spent three years of my life on something similar.

You've had a life event, and that should easily qualify you for a new home.  

I am also a senior and thought more about my mortality than theirs but that’s life.