Quality of life is high, but overall cost of living is comparatively low when viewed from, say, a Californian's perspective.

Fair point, if it's sewer, life is good!!

Your second or third call may come just as something changes in their life that they may now consider it whereas previously they did not.

That's what I would have done if I had thought about REI earlier in life.

My Fiance and I literally just did this for a house hack in September. 3.5% down FHA.Beware though: with FHA that low you will have the mortgage insurance premium (mandated at less than 20%) for the LIFE of the loan in most circumstances.

Its funny that way because people create more accounts to try to make their life simplier. 

I have minimal credit at this point in my life, ergo a traditional mortgage is most likely not an option for me, at least not yet. 

Oil was at a record low and our coal mines are drying out. those are the life blood of the area.

I'm just a regular 9-5 Job person & want to stick to the intial price as I live my life with budget & still want to invest in Real Estate.Any experience or opinion like such would be greatly appreciated.

I'm just a regular 9-5 Job person & want to stick to the intial price as I live my life with budget & still want to invest in Real Estate.Any experience or opinion like such would be greatly appreciated.